Retirement Planning

We advise on every aspect of retirement tax planning.

First, we help identify situations in which clients should be using one or more retirement plans, including pension and non-pension plans.

Second, we provide advice on the proper beneficiary designation, which may allow your heirs to enjoy the benefits of a tax deferred accumulation for decades. The thoughtful selection of trust assets may allow you to withdraw the funds at a significantly lower income tax cost. The proper trust investments and coverage of at least one rank and file employee should make your plan bullet-proof as to future creditors. Thoughtful structuring may dramatically reduce the cost of covering the rank and file employees. Thoughtful planning may allow you to deduct 3 to 5 times as much as you were told by someone else.

Third, we help clients take funds out of their tax qualified retirement plans in ways designed to minimize the income and estate taxes.

Finally, we assist clients undergoing audits by a governmental agency.

Capital Gains Taxes | Creditor Planning | Entity Formation | Estate Planning | Estate Taxes | Income Taxes | Insurance(life) | Post-mortem Administration | Probate Litigation | Probate | Retirement Planning | Transactions | Trusts